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Print March 10, 2023 21 comments

Personal Finance Tips for Dissidents

David Lewis

2,878 words

Many of us on the dissident Right are eager for action. We see the myriad ways our enemies conspire to destroy us — psychologically, financially, and even physically — and we feel a growing need to fight back. Metapolitics and online analysis are good in their places, but we know that we are in a war, and wars cannot be won with memes and arguments alone.

At the same time, it can be hard to know exactly how one can and should fight back against the rulers of this world. They are very powerful, after all. And no one should ever do anything violent against our enemies; that would be illegal. But then what can we do, right now, where we are?

Fortunately, there are some simple and relatively easy actions we can take in our everyday financial lives that will inflict tangible — if modest — harm on our enemies. These same actions will leave us financially stronger and better equipped to repel their attacks. I am going to outline several, but my aim is not to have the last word. My suggestions are simply first steps. I hope they will prompt you to think about other ways you can order your financial life to strengthen our allies and weaken our enemies. And I hope readers who have other and better ideas will share them in the comments.

1. Bank locally.

All the national, publicly-traded banks are fully woke. All of them celebrate and lavishly fund sodomy, abortion, race-replacement immigration, miscegenation, and anti-white violence. They eagerly cooperate with the feds in persecuting dissidents and coordinate with Jewish activists to deny us access to banking services. Without exception, they are our mortal enemies. If you do business with a national bank, whether through deposit accounts, credit cards, loans, or investments, one of the strongest actions you can take is to move your business to a local bank or credit union. You will thereby deprive our enemies of the resources you are freely lending them, make yourself less visible and hence less vulnerable to their attacks, and strengthen an institution that is likely to serve your neighbors honorably, regardless of their political views.

Do not doubt that your modest deposits and transactions make a real difference to these banks. Due to the corrupt system of fractional reserve banking, banks loan out most of the money in your accounts at much higher rates of interest than they pay you. This is why banks are so eager for your direct-deposit paychecks — they ensure the usurers of a steady stream of fresh dollars to loan. National banks pay some of the lowest rates to depositors but typically charge high account fees and interest rates. Every transaction you make with them is nourishing your enemies at your own expense.

By contrast, local banks and credit unions are a much more diverse lot. Before choosing one, you should assess its mission, leadership, reputation, and terms (including fees and interest rates). But in general, these smaller institutions have a more straightforward, non-ideological mission: to serve local people with banking services (and perhaps to make a profit while doing so). Both their fees and their spreads between the interest they charge borrowers and the interest they pay depositors tend to be lower than those of the national banks. While you are unlikely to find a pro-white local bank, you can probably find one that is not working to destroy you and your family. Indeed, local banks and credit unions help to keep money circulating within a community, whereas national banks exist to suck money out of communities. Seceding from the national banking cartel is one of the most potent injuries you can inflict on the system.

2. Use cash.

Like the big banks, the major credit card processors — Visa, Mastercard, and American Express — are all aggressively woke. Moreover, they collaborate with governments and Big Tech to record, expose, and criminalize your financial life. Indeed, regular readers of this site know that they have been actively persecuting thought criminals for years. Every time you swipe or tap a card with their logos, you pay a two or three percent tax to your enemies, and you give them a permanent record of your movement and spending. Visa and Mastercard are vying to be the preferred providers for governments seeking to implement fully digital currencies, through which every transaction would be centrally monitored and controlled. Moreover, digital transactions are easily taxable, which means that they feed the parasites of both the financial and the political industries.

Spending cash has many good effects. First, it deprives your enemies in the credit card industry of ammunition. Second, it keeps your transactions fully private and — if you desire — anonymous. Third, it creates an impetus among businesses against a fully digital currency, which would be ruinous for dissidents. Fourth, it deprives governments of any record of your spending and therefore of the ability to tax it (not that anyone should ever evade taxes). You may find that due to the elimination of intermediaries, the cash price of certain transactions is lower — sometimes considerably lower — than the credit card price.

A preference for cash should apply not only against credit cards but also against more modern alternatives like PayPal, Venmo, Apple Pay, and Google Pay. All of these are administered by explicitly anti-white corporations and have been weaponized to deny pro-whites and other dissidents access to their own money. No honorable person should have anything to do with them.

3. Avoid buying from corporations.

Just as all publicly-traded national banks are anti-white, whereas local banks are much less likely to be driven by ideology, so almost all publicly-traded corporations are anti-white, whereas their local competitors are likely to be run as old-fashioned, non-political businesses. The donation records to Black Lives Matter, the Anti-Defamation League, and the Southern Poverty Law Center bear this out, as do the loyalty oaths sworn on the websites of virtually every publicly-traded corporation to “diversity, equity, and inclusion” and “environmental, social, and governance” (aka ESG) goals. A white person will not go too far wrong in assuming that every publicly-traded corporation is committed to the destruction of himself and his family and people. Just look at the television and print ads these companies have produced over the past several years in which whites appear rarely, and only as breeding stock for mulattoes.

By contrast, local businesses are less likely to be owned and run by our enemies, and are very unlikely to be run for the purpose of our destruction. Even a local merchant who contributes personally to Democratic politicians is unlikely to run his business on rigidly ideological lines. If a local business identifies itself as your enemy, you can avoid it; but such businesses are the exception, not the rule. Moreover, whereas you are unlikely to form any useful relationships by trading with corporations, you may very well build up a network of skilled and friendly local suppliers and craftsmen that could be very useful on the day when opportunity or necessity releases us from the current system.

Of course, it will be impossible for most of us to avoid dealing with publicly-traded corporations entirely. But as with credit cards and other electronic payments, we can shift our transactions away from them and toward less anti-white alternatives — especially local, privately owned businesses.

4. Avoid the worst corporations entirely.

Even if you must sometimes hold your nose and give your money to an anti-white corporation, some companies are so aggressively evil that it is worth blacklisting them fully and permanently. These are companies that demean and discriminate against whites not merely internally and incidentally, but loudly and publicly. They are among the biggest funders of anti-white propaganda and lobby heavily for woke and Leftist causes.

You can buy Greg Johnson’s The Year America Died here.

My list is incomplete, and yours might look a little different. But I make a point never to do any business with (in alphabetical order): Airbnb, Bank of America, BlackRock, Burger King, Coca-Cola, Disney, Goldman Sachs, Levi Strauss, Nike, PayPal, Proctor and Gamble (P&G), Starbucks, and Target. Remember that many of these firms have multiple brands and subsidiaries, all of which I avoid. For example, Coca-Cola sells Sprite and Dasani, Levi makes Dockers, and P&G makes Crest, Gillette, and Tide (among myriad other household products).

There is almost always an alternative to buying from one of these egregiously bad actors; normally, you can buy a comparable product or service from a competing company, and at worst, you can forego buying anything at all.

Note that I am not here advocating (or condemning) conventional boycotts. Boycotts are organized collective actions that aim to change their targets’ behavior. I respect anyone who can mount or participate in an effective boycott of corporations for their anti-white policies. But my aim is more modest. I view these companies as our declared enemies who cannot be reformed; they must eventually be destroyed. I refuse to do business with them not because I hope to change them, but because I don’t want to contribute, even modestly, to their power. I don’t want to feed the parasites that have dedicated themselves to the subjugation and destruction of my people.

5. Stop buying from Amazon.

Although this item would fit naturally under points three or four above, I think it deserves its own space. Most of the people I know, including self-professed conservatives, use Amazon as their default retailer. But Amazon is one of the original tech censors of dissident ideas. I stopped doing business with them after they removed Greg Johnson’s books several years ago (while continuing to promote all manner of anti-white propaganda). They are also one of the most centralizing forces in the American economy, inundating the marketplace with Chinese junk and driving countless local shops out of business. Using Amazon as your retailer not only feeds your enemy, it also pushes you toward a future where Amazon is your only option and Amazon decides what you can and cannot buy.

I still use Amazon to research products and keep a wish list; I just don’t buy things from them. If you are heavily Amazon-dependent, you may not be able to imagine getting by without it. But 20 years ago, nobody bought much of anything from Amazon, and you can still find just about everything available from Amazon from other sources.

If you want to take a step back from Amazon but aren’t ready to cut all ties, cancel your Prime membership. Prime is mostly a prepaid express shipping program, and Amazon sells it hard because they know you will buy more from them if you don’t face additional shipping charges with each order. By subjecting yourself to those charges, you will likely buy less from Amazon.

6. Minimize taxes (legally).

Probably no single corporation is as uniformly and lethally anti-white as the United States government (or whatever government you might be under). There is much debate on the dissident Right between supporters and opponents of strong central government, but there should be no debate that virtually all actual current governments are our mortal enemies. Money is power, and paying taxes transfers power from us to our enemies. Reducing our taxes — i.e., keeping more of our wealth — transfers power from our enemies back to us.

Each person’s situation is different, and I am not an accountant or a financial advisor. But many people have opportunities to reduce their tax bills legally. You should always do your own due diligence, and perhaps consult a qualified advisor. But here are some of the most common opportunities I have observed:

  • Increase your contributions to your 401(k), 403(b), or IRA if possible.
  • Contribute to an HSA in conjunction with a high-deductible health insurance plan, if you have access to one.
  • If you have self-employment income, take full (legal) advantage of deductible business expenses.
  • If you have charitable donations (including to dissident-friendly groups) that do not reach the level needed to itemize deductions, consider “bunching” donations every other year. You may be able to itemize in the years you bunch donations and take the standard deduction in alternating years.
  • If you have dependent children who are employed (or whom you can employ even around your household), help them open and fund Roth IRAs. Build wealth within your family.
  • If you are job hunting or relocating, aim for a low-tax jurisdiction. Be sure to consider all taxes (property, sales, retirement income), not just earned income. Many online sources compare the overall tax burdens of different locales.
  • If you take RMDs from a retirement account, consider making contributions to dissident-friendly charities via Qualified Charitable Distributions (QCDs). The QCD portion of your distribution counts toward your RMD but does not count as taxable income, and you can still take the full standard deduction.
  • If you have significant assets, consult a tax or estate attorney to minimize the tax bite on your estate and your heirs when you die.

7. Unplug from television, movies, pro sports, and other anti-white entertainment.

This counsel might not seem overtly financial, but it is: All of these franchises make lots of money off their audiences, either by charging you subscription and ticket fees or by selling your attention to advertisers (themselves often anti-white). When you watch Netflix or attend National Football League (NFL) games, you are paying your enemies to sedate and propagandize you. Hollywood, of course, has long been the epicenter of the Jewish war on Christian European culture. But all of the streaming services, all of the major studios, and all of the professional sports leagues are proudly woke, and they are using their platforms to promote your dispossession. I am amazed at the many men I know who deplore the NFL’s support of Black Lives Matter and kneeling during the national anthem, yet continue to pay their avowed enemies to insult them. What slavish behavior!

When you eliminate these cultural poisons from your life, you not only deprive your enemies of the dollars they were making from your consumption, you also make room for more healthy hobbies and entertainments to take their places. Reading, writing, making music, exploring nature, exercising, cooking, building, repairing, gardening, worshipping, and socializing with friends and family are examples of activities that will improve your life much more than watching sports and movies will.

8. Support pro-white and dissident-friendly businesses whenever possible.

Many of us don’t have good pro-white options for our daily purchases. But if you do, you should support them when you can. I try to buy dissident books directly from their publishers, eliminating distributors. And I can vouch that Above Time is roasting some truly excellent coffee.

9. Redirect your time and money to dissident causes.

If you adopt some of the financial habits recommended above, you are likely to find yourself with at least a little more time and money. Look for ways to redirect some of this to worthy people and institutions. Dissident content creators, publishers like Counter-Currents, legal defense funds for activists, or personal aid for victims of the anti-white regime are all worth supporting. The money you save from eliminating one streaming service or forgoing one sportsball event could easily cover the $120 cost of an annual Counter-Currents paywall membership.

For people who don’t have money to share, or who want to go beyond financial support, look for ways you can share your time and abilities with the movement. Get involved (cautiously) with activists in your area, or contact dissident groups to volunteer specific skills or ask how you might be able to help.

Conclusion: The all-or-nothing fallacy

When difficult or complex behavioral changes are at stake, it is tempting to reason this way: “I can’t possibly stop eating fried food or desserts, so there’s no point in changing my diet.” “I can’t possibly read the Bible in a year, so there’s no point in starting it.” “I can’t possibly go to the gym every day, so there’s no point in joining.” Of course, all of these reactions are really rationalizations for complacency, and they are predicated on a false dilemma: Either one must change a behavior entirely, or there’s no point in changing it at all. But all the behaviors in these examples can be approached as more-or-less, not just as all-or-nothing. Even if you can’t fully attain your goal as a result of one momentous decision, you can start moving toward it. You can eat more vegetables, pray more often, and start exercising a couple times per week.

Orienting your finances in a pro-white direction is not a single, all-or-nothing action. For most of us, there will always be more to do on this front. But we can continue to make smaller and larger changes to the good of our people and the detriment of our enemies. You do not have to be able to put Target out of business in order to help it less than you do now. You might still need to stop there for a last-minute birthday present, but you could shift your regular grocery shopping to a local supermarket. Every dollar you spend is a transfer of power. Pick a few concrete ways you can start to transfer less of that power to our enemies and more to our friends. When those first changes become habits, then take a few more steps. And please share your ideas and experiences on this front in the comments below.

* * *

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21 comments

  1. Beau Albrecht says:
    March 10, 2023 at 12:55 pm

    And cancel your cable TV bill!  Don’t be a TV addict!

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    1. BTI says:
      March 10, 2023 at 3:37 pm

      Great comment on a great article.

       

      Don’t give your money to your enemies.

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    2. Race-is-Based says:
      March 24, 2023 at 11:49 am

      I haven’t watched any television in more than a decade.  Everything on air sucks bowling balls.

      On another note, ever since 2010, music has become more and more insufferable and every new song of any genre that’s released is more trash scum than the last.

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  2. DarkPlato says:
    March 10, 2023 at 1:27 pm

    I liked this.  I’ve had all these thoughts too, but I’ve evolved to a different perspective.  I still try to observe the author’s tenets when I can, for example I do use a local credit union, but for now, I think we dissidents are too few to “starve the beast.”  Moreover, you’ll probably find most of the local business have similar ideology to the woke corporations, if only simply from mimesis.
    Rather, I think for now, while we are small in number, we should seek to maximize our wealth on a personal level, without regard to boycotting the enemy.  That way we will have more money to help one another, and ourselves(duh)most importantly, and to give to pro white entities like counter currents.

    For instance, I get all these rewards from using my credit card.  I recognize by using the credit card I create inflation and enable the usurers an ever deeper grip on America, so I minimized it’s usage, except for those things like online, where you sort of need to.  Now, I realize it’s more important to maximize my own profit than to help humanity because my money is more important to us than theirs, so I use the card as much as possible, although I bet still a lot less than most.

    I wouldn’t be so hard on Amazon either.  They were really brave in upholding an unprecedented level of free speech for a long long time.  They probably helped to redpill many of us, myself included.  I suspect it took great effort for the usual suspects to house break Amazon!  I feel people blame them for stopping something which they were the first and only ones to do for a long time.

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    1. Lord Snooty says:
      March 10, 2023 at 7:23 pm

      “I suspect it took great effort for the usual suspects to house break Amazon!”  

      Yep, Jewish groups pressured Amazon to stop selling Holocaust revisionist books. With Amazon’s capitulation, the dyke had been breached and other grievance-mongers demanded – and got – similar concessions.

      I second your comment that Amazon “probably helped to red-pill many of us, myself included”. The selection of titles offered by bookstores was – and remains – pathetically limited. Foyles (now owned by Waterstones) on Charing Cross Road has about 300 titles on its ‘Race & Race Studies’ shelves. You’ll not find a single book which takes a race-realist line.

       

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    2. BTI says:
      March 12, 2023 at 12:17 pm

      “we should seek to maximize our wealth on a personal level, without regard to boycotting the enemy”

      A few things to consider:

      We should seek both maximize our personal wealth and boycott the enemy at the same time.  For instance, if you cancel your cable TV subscription, you increase your own wealth while simultaneously decreasing the wealth of your enemies.  Think “win/win”.  Your don’t need or benefit from “entertainment”, finance, prestige academia, government, social media etc.

      We are not really few in numbers.  Probably 1/3 of the population of the United States would be classified as a “hate group” by the SPLC.  If we all simply stopped lazily giving our money and respect to leftist power nodes, the results would be profound.

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  3. Teutonic Path says:
    March 10, 2023 at 3:11 pm

    Counter-point to the Amazon one, buying and rating from there helps to spread dissident books to new readers.

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  4. Anthony Bavaria says:
    March 10, 2023 at 4:35 pm

    All good advice. However, I opened this article under the impression you were going to tell me how to get rich quick and with almost no effort… please advise.

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    1. Ondrej Mann says:
      March 11, 2023 at 11:35 pm

      I thought so, too. The best way to get rich is… Work, work, learn something that people will pay you for and that you’ll be the best at. And then sell it to people. That way you get the experience, the wealth is earned and you learn how to handle money. People who got rich on cryptocurrencies or through no effort of their own have enough problems.

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  5. Thomas Rockford says:
    March 10, 2023 at 5:04 pm

    #10. Stop putting money in the basket at church and give it to Counter-Currents instead.

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    1. Leroy Patterson says:
      March 13, 2023 at 11:47 am

      For every dollar you put in the basket an African child is born

       

       

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  6. Lord Shang says:
    March 10, 2023 at 5:24 pm

    Good creative post on a necessary topic: how can we keep our money within our (ideological as well as racial) community? But I agree with Dark Plato above:

    Rather, I think for now, while we are small in number, we should seek to maximize our wealth on a personal level, without regard to boycotting the enemy.  That way we will have more money to help one another, and ourselves(duh)most importantly, and to give to pro white entities like counter currents.

    To take the toothpaste example: I switch between brands depending on what’s the best value at time of purchase. The money I (and that of the tiny number of rightists who might be persuaded to behave similarly) might deprive woke Crest of is utterly insignificant to them; but the relative value of that money to me/us is much greater. The financial focus of prowhites should be on maximizing our own wealth so as to make us and the movement stronger. Each high-IQ prowhite in incredibly valuable; the more money we have, the wider our scope of activity.

    Obviously, this might change if we had actual prowhite businesses (or even just conservative ones) to patronize. There is a movement to create what I have wanted for decades: a conservative bank. I wish there were a non-woke credit card. But I use my credit cards for convenience, and perhaps safety (I could be mugged where I live, and so don’t want to carry around a large wad of cash; losing such would be far more detrimental to me and thus the Cause than the corresponding gain to the Cause from depriving the cc companies of the infinitesimal value to them from my transactions with their cards). I have never paid interest on CC debt, however, except in the old days when I would put a new (actually, 1-3 year old used) car on my cards, and then pay them off after the first month (I did this only as a further protection in case the car turned out to be a ‘dud’). Our people should never incur cc debt except in real life emergencies. Living within (really, beneath) one’s means is recommended for all, but especially prowhites.

    Of course our people need to become more disciplined across all of life. It would be great if we wasted less time on shallow entertainment (although one could ask: how does reading even Shakespeare or Tolstoy actually aid the Cause?), and focused more on family formation, survivalism/anti-fragility, ethno-networking, money-making, etc. But what is most needed to move the Cause forward now, beyond prowhite billionaires and prominent, at least civic nationalist, politicians, are real world “matchmaking” organizations – umbrella groups under which WNs could meet in real life to form friendships, relationships, local activist entities, and mutual aid networks. I tried to get something like this started up in the 00s, but failed (was let down, in fact, by a promised big funder). This is a task for younger (perhaps more capable) activists, especially in Red states.

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  7. Alexandra O. says:
    March 11, 2023 at 5:57 pm

    There are many great ideas here, which I had not considered yet in my association with CC.  I have an account with one of the ‘bad banks’ where a check is deposited monthly.  I won’t close it, because it’s near to home, but will withdraw the majority of my check when it arrives and keep it in cash at home until I need it to cover the rent. That way, they do not make a profit in interest while it is lying dormant on their books.  I’ll shop for food at the weekly ‘green market’ for home-grown vegetables, etc.  I’ll take two of my three credit cards and put them in the drawer with the cash.  I’ll carry one card in case of emergency, along with my cash I need for daily use.

    I’ll sell my few stocks that include major corporations, and put the money (which is in my IRAs and can’t be withdrawn without penalty) and put the money into C.D.s (Certificates of Deposit, available at local banks).  Or, if you have a better idea, let me know.

    Thanks especially for trying your best to push a goodly bunch of our readers away from pro-sports, which enrich only the owners — which are mostly banking types — and players who are mostly non-whites. Sorry, fellows, but this obsession’s gotta go.

    I will look forward to future posts on the subject of personal finance — how we can save our pennies while using them to push forward our agenda!

     

    Thanks again for introducing this important topic for all of us.

     

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    1. ArminiusMaximus says:
      March 12, 2023 at 11:58 am

      This is great. I would urge you not to cash out your stocks indiscriminately. An earlier post is correct in saying that we should be trying to maximize our wealth. You selling your ownership stake, meaning you gain financially from the many enemies of ours who make you money, is not hurting the woke company, but it is preventing you from strengthening your financial situation.

      Another angle is that part of the divide is in the move from the physical and analog world to the digital world. Real wealth is the foundation of all wealth. That wealth comes from the building blocks of industrial civilization. I believe we are going into a period of rotating global power from West to East and that will also mean a rotation from virtual enterprise to real enterprise.

      Many of the real-world companies are run by our people with our world view: Energy Companies; Minerals and Metals miners; Minerals and Metals smelters and producers.

      At the same time, the “energy transition”, is another scam that will impoverish our nations. We cannot stop that politically. We can profit from it. Enormous amounts of copper, nickel, aluminum, coking coal and other materials will be mined and used to build low-energy density energy machines (solar and wind). You should buy the highest quality of these companies as you can. China and India and the global south will consume them in huge quantities as well as this is their path to wealth. The future of energy will be nuclear energy and thermal coal is not going to go away as a primary.

      I encourage you to invest in these assets, wisely of course. The other thing to do if you want to speculate, is to understand that the West’s “energy transition” is going to fail and fail spectacularly. At some point the fraud will collapse and the companies that push it and become speculative bubbles will crash. There will be opportunity to play both sides and short those comapnies when the time is right.

      What is important is that we become financially strong and resilient. We should also learn the businesses that make the world work. As The West becomes poorer, ads (Google), will be less important and lower yielding. China and India are going to go through massive industrialization and modernization. That is going to happen whether we like it or not. Let’s get those dividends and share appreciation in our pockets.

      Just as in the social sphere, in the financial sphere, we are moving from the virtual to the real. The people who stay invested in the real along the knowledge and financial dimensions will have a seat at the table.

      I would also say we should pursue careers in the real world businesses and strive to capture them. When we pursue soft tech (software, AI/ML, robotics), it should be strategic to have intellectual capital and expertise in weapons and high tech manufacturing. We should dominate these areas as investors, owners, and contributors. When you are essential, you have the power.

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      1. jg says:
        March 12, 2023 at 8:54 pm

        I’m going to second the plea to not sell your stocks to buy CDs for moral reasons. I would also like to echo Imperium Press by adding that with some limited exceptions, Woke businesses are not going Woke because of a genuine ideological commitment on the part of the executives/owners/founders or even because ordinary consumers/investors/employees want this. They are doing it because the Civil Rights Act makes it de facto illegal to NOT act like this and that is more important to their bottom line than getting a maximally effective workforce or whatever other concerns they’re weighing here. They are acting rationally according to market logic ultimately imposed by the state via regulatory burden.

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  8. sA says:
    March 12, 2023 at 3:04 am

    What about silver? Stacking silver should be on here.

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  9. ArminiusMaximus says:
    March 12, 2023 at 11:10 am

    Great article. A good supplement would be a list of all of the local and regional financial institutions we can hold our money in. We should also compile a list of pro-Europid and Europid Homeland business like Above Time and the growing many others. The New Founding sends a monthly newsletter and each edition contains pro-American businesses. We could have some overlap, but make it explicitly and exclusively pro-white and pro-homeland.

    The de-funding of Amazon is important on both the cultural and mercantile fronts of the war to save and bolster the well being of our people. Amazon Films has an explicit anti-white policy throughout the entire supply chain of their production and distribution process. They actively discriminate against whites, not just in the current job market, but by supporting blacks at black only colleges and giving them exclusive financial support and job placement in the film industry. You can read about it at Amazon Films. Of course, they are writing us out of our history by remaking our myths and stories. This is destructive to our children specificially as they will grow up with a false view of themselves and their ancestors place in history.

    In short, cancel Amazon Prime and do not stream content from them. This may mean foregoing enjoying the occasional good and non anti-white film or television show/series, but it is well worth the sacrifice. In its place, I bet most of us know very little of our people’s high culture and could become familiar with the vast treasures of our civilization’s heritage and cultural riches and cultivating ourselves and using our time to furthering it. That is a tall order, but a much more worthwhile endeavor than sitting on a couch supporting a company that hates us and discriminates against us openly and brazenly.

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  10. jg says:
    March 12, 2023 at 8:44 pm

    I saw a telegram post from Hyperborean Alpine Club earlier about the need for a “based finance” page offering practical advice. He said somebody else would have to do it because he is admittedly not wealthy. And the problem with that is that nobody trying to do “based finance” is either. We often say that very few of our critics understand us well enough to make a fair critique because to understand dissidents is to become one. I think something very similar applies to finance on the right, which is why I see so much idiotic advice like debt (including business loans, low interest rate mortgages, and the like) is bad and you should avoid it or that we should dump our whole net worth into xyz precious metal or whatever.

     

    The reality is that while the average market participant is basically an idiot, the average dollar is pretty smart because it is controlled by somebody who knows what they are doing. The incentive system also does a much better job of getting the major participants to either act in ways that confirm to reality or wiping them out than is the case in, say, the electoral system does in democratic politics. All of this means that the most sophisticated understanding of the financial system and how you should act in light of this is coming from relative normies. Unfortunately, it’s somewhat difficult to get good advice in this space because the incentives of the advice-giver are rarely aligned with that of the advice-seeker. It’s easier to sell false promises of overnight riches than a sophisticated understanding of finance and realistic expectations. You need to look for honesty and properly placed incentives over and above intelligence or talent or whatever else.

     

    If there is a relationship between my “based” understanding of race and politics and related issues and the way I think about finance, it’s that I try to focus on what is fundamental rather than what is accessory, I try to be aware of the incentives of the players involved, and I try to be skeptical about things that sound too good to be true. To that end, I recommend you stick to the basics. A stock is a share of a business and whatever profits it generates and its short-term price fluctuations are much less important and harder to predict. The lion’s share of your wealth should consist of equity in the house/land in which you live, equity in the business in which you run if applicable, and index funds you buy in regular amounts on regular intervals and hold over the long-run without trying to time the market, pick individual stocks, short-sell or use derivatives, or anything along these lines. As far as immediate cashflow concerns, r/personalfinance has a great flowchart and Financial Samurai is a great blog. As far as investing your wealth in financial assets, writers like Benjamin Graham, Warren Buffett, Charlie Munger, John Bogle, Charles Ellis, Burton Malkiel, Andrew Tobias, and that milieu are going to be your best bet.

     

    As far as pro-white businesses go, it’s hard for me to countersignal pro-white businesses like Above Time. But the inherent limitation to this kind of thing is that its only customer base is the already converted. I’d rather you buy your coffee there than from starbucks. But we also need businesses that act as a vector for net-inflows of wealth toward our racial and especially political communities, regardless of whether or not the business uses explicitly racial political messaging in its marketing. Maybe this means employing doxxed skilled tradesmen and not mentioning this in your marketing. Maybe it means a sort of inverse Black Rife Coffee for the purposes of extracting wealth from a target demographic of ideological and political enemies. Maybe it means being more willing to networtk with White men and sing their praises whenever you have influence over a hiring or promotion decision.

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    1. ArminiusMaximus says:
      March 13, 2023 at 6:54 pm

      Yes. Great ideas. I love the creative thinking happening here.

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  11. Bill Vector says:
    March 14, 2023 at 10:02 pm

    This is a great topic. I would suggest C-C have a special ‘resource’ section on this and other topics that is periodically updated.

    My own suggestions:

    Use DuckDuckGo or StartPage as your search engine, so to not be tracked.

    Invidious allows you to watch youtube without ads or tracking

    Watch the documentary “The Creepy Line”, which shows the subtle ways search engines introduce bias.

    Consider a VPN and/or Tor.

    There ought be a avoid this merchant list of companies that have derided, demonized or openly discriminated against white folks or whiteness.

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  12. Anon says:
    March 15, 2023 at 2:37 am

    Shop thrift stores and secondhand whenever possible. You’re spending less money on an item, and your money goes to a charity or to an individual (when buying at a yard sale, flea market, or Craigslist). Flea markets are also a great place to shop locally. I often find brand new or slightly used items for a fraction of what they cost at the store.

     

    Azure Standard is a natural/organic buying club that delivers all over the US. They have an excellent selection of food, household products, gardening items, and more. I received a flyer with my last order, and it had a picture of a White farmer and another picture of a pregnant White mother baking with her White children.

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      Look up the British BIT. I forget what it stands for, but it is known as the "nudge unit". I bet a...

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    • Hi-Ya!

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Writer & Article of the Month May 2026

Voting for this month has concluded. Here are the final results!

Top Writers

  • #1 Morris van de Camp 2 votes
  • #2 David M. Zsutty 2 votes
  • #3 Derek Stark 2 votes
  • #4 Jayant Bhandari 2 votes
  • #5 Greg Johnson 2 votes
  • #6 Jared Taylor 1 vote
  • #7 Collin Cleary 1 vote
  • #8 Spencer J. Quinn 1 vote
  • #9 Mark Gullick 1 vote
  • #10 Lipton Matthews 1 vote
  • #11 Keith Woods 1 vote
  • #12 Steven Tucker 1 vote

Top Articles

  • #1 The Lunch Wars 2 votes
  • #2 Heidegger on Nietzsche, Part One 2 votes
  • #3 Could Fascism Work? 1 vote
  • #4 Jared Taylor's Elevator Pitch to a Billionaire 1 vote
  • #5 Predation Wearing the Mask of Civilization 1 vote
  • #6 Peak Fatigue in Fort Wayne 1 vote
  • #7 Keith Wood's Elevator Pitch to a Billionaire 1 vote
  • #8 Do You Want to Play a Game? 1 vote
  • #9 Why Billionaires Should Fund White Identity Politics 1 vote
  • #10 The 1970s: The Golden Age of Hijacking 1 vote
  • #11 True Folk-Horror Is Horror of Your Own Folk 1 vote
  • #12 Finding Atlantis Part 4 1 vote
  • #13 Berlin: City of Stones 1 vote
  • #14 The Ghost of the Confederacy 1 vote
  • #15 Lothrop Stoddard’s The Revolt Against Civilization 1 vote

Total votes cast: 17